Terms of Use

Last Updated: January 31, 2026

1. Acceptance of Terms

By creating an account and using Artalk ("Service"), you agree to be bound by these Terms of Use.

2. Service Description

Artalk is an AI-powered audio briefing service that generates personalized market summaries based on your selected watchlist.

3. AI-Generated Content Disclaimer

IMPORTANT: All content generated by Artalk is produced by artificial intelligence and is intended for informational purposes only.

  • Pod content is NOT financial advice or investment recommendations
  • AI-generated summaries may contain errors or outdated information
  • Consult licensed financial professionals before making investment decisions

4. Subscription Terms

Artalk offers Free and Premium tiers of service:

Free Tier

  • Access to limited daily adhoc pod generations.
  • Standard audio quality and voice options.

Premium Tier

  • Unlimited or increased daily pod limits as specified in the plan.
  • Access to premium simulated voices (e.g., "Sarah", "Michael").
  • Priority processing for faster generation.

Payment & Renewal

  • Subscriptions are billed monthly or annually via Apple App Store or Google Play Store.
  • Payments are processed by RevenueCat and the respective app store.
  • Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period.
  • You can manage or cancel subscriptions in your device's App Store settings.

5. Acceptable Use

You agree to use the Service only for personal, non-commercial purposes and comply with all applicable laws.

6. Limitations of Liability

The Service is provided "AS IS" without warranties. We are not liable for financial losses resulting from use of the Service.

7. Account Termination

You may delete your account at any time. Account deletion is permanent and irreversible.

8. Modifications

We may update these Terms at any time. Continued use constitutes acceptance of new Terms.

9. Contact

For questions about these Terms, please contact us.